Fha Gift Guidelines 2025. Fha is updating guidelines to expand and clarify requirements and expectations for gift funds transferred prior to settlement and gift funds transferred at settlement. Fha gift funds guide simplifies the path to homeownership by explaining how to use gift funds for your down payment.
It covers everything from who can gift you money to the specifics of gift letters, making the fha loan. How much fha loan can you afford based on your dti?